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Expert Information Regarding Annuities and Retirement Planning

An annuity can be an integral part of a successful retirement plan. You can safely create wealth for your heirs, and benefit from tax-deferred growth. You should be informed on changing financial regulations, and take control of your assets. I will work for you, and I will always place your best interests first when forming the right individualized retirement plan for you and your loved ones.

Annuities Defined

An annuity is a financial contract that can take a number of different forms. Annuities are initially offered by insurance companies and later sold by licensed agents. Fixed annuities can grant you a guaranteed income for the rest of your lifetime, and you can still keep control of your assets. Similarly, you can use annuities to safely create wealth for your heirs and help your heirs after your death.

Primary Benefits of Annuities

Arguably, the four most prominent benefits of annuities include:

  • Guaranteed income over a period of time or for life.
  • Tax deferral for financial growth.
  • Probate avoidance for heirs after death.
  • Funds designated for heirs after death.





It is important to work with an expert in retirement planning. You and your heirs deserve top financial planning from Spotts Insurance Services, LLC.

How Annuities Help Retirees and Heirs

You should not have to place unnecessary strain or financial burden on your loved ones. I am a specialist in retirement planning and senior benefits. I have helped individual clients make the best choices in retirement planning for over a decade, and I will help you make the best decisions. I have a family, and I know what it is like to be confident when planning for the future.

Call for More Information

I am proud to have successfully served individual clients in my community for over a decade. Call me at 877-936-2348 to learn more about annuities, building wealth, and finding a reliable source of lifetime income. I will ensure that you can get the most out of your retirement.